What is Home Credit Loan? How to get Loan from it?

Welcome, friends, we are again come back with another new article. In today’s article, I am going to tell you about the loan application. Its name is Home Credit Loan App. Home Credit Loan App is a new loan application. From where you can easily fulfill your essential needs by taking a loan sitting at home. It is very easy to take loan from this app. The whole process is online. You don’t need to go anywhere. Now you must be thinking that (How to get loan through Home Credit App) then all their information is given below. You must read till the end.

Registered with RBI, approved by NBFC. This app has been launched by Home Credit India Finance Private Limited. This app was released in Play Store on 10 April 2017. Talking about rating in Play Store, 4.3 out of 5 stars have been received. Till now more than 10,000,000+ people have downloaded this app. Along with this, in today’s post, you will know what is Home Credit Loan App? How to get loan From Home Credit App? What is the interest rate on taking loan from this app? Who can take a loan from Home Credit App and what are the documents required to take this loan? What is the Home Credit Loan App Apply Process? e.t.c. You will know the answer to all these questions in this post. If you also want to know, then definitely read this post till the end.

What is Home Credit Loan?

Home Credit App is an online and fastest, best and digital loan app. Home Credit Loan App is 100% online. You do not need any offline paperwork to take a loan from this app. Home Credit Loan App is registered with RBI NBFS. Home Credit Loan App was launched on 10th April 2017. So far, more than 10,000,000+ people have downloaded Home Credit Loan App on Google Play Store. Home Credit Loan App provides loan with very easy process.

Which products does the Home Credit Loan App give you?

Personal Loan: Home Credit offers instant personal loan for all your needs like medical emergency, marriage, small business, education etc. Apply Online for Personal Loan up to ₹2.4 Lakh with Minimum Documentation.

Home Appliance Loan: Get Loans on Easy EMIs & Flexible Tenure for Home Appliances like TVs, Refrigerators, ACs and many more.

Ujjwal Card EMI Solution: Apply for a Ujjwal card and avail a pre-approved limit of ₹50,000. Use this limit to buy the products of your choice at over 31,000 Partner Shops across India.

Home Credit Loan App Top-Features?

  • Home Credit Loan App disburses the loan amount within 24 hours.
  • It does not charge you any other fee.
  • Home credit loan app charges very low interest.
  • Has more than 1 crore satisfied customers.
  • There are over 31,000 partner shops.
  • Has a presence in 300+ cities across India.
  • Provides a seamless and simple digital facility from loan application to repayment.
  • Home Credit Loan App transfers the loan amount directly to your account

Home Credit Loan App Repayment?

Friends, before taking any application or loan from the bank, you should do this thorough investigation. From whichever bank you take loan or from whichever application you take loan, then you must know once how much time you are getting to repay the loan amount. Because, knowing this in advance does not pose any problem and you can repay the loan amount from time to time. If we talk about (How to get Loan from Home Credit App) that gives you at least 6 months and maximum up to 51 months.

How much loan amount can you take from Home Credit Loan App?

Friends, before applying for a loan anywhere, it becomes necessary for you to know that how much loan is being provided to you by any bank or application. Because sometimes it happens that your needs are not met when you get less loan. If we talk about (How to get loan with Home Credit App) then the loan which is provided to you here. With this you can meet any of your monthly expenditure needs. Home Credit Loans app offers you a loan of as low as ₹10,000 and up to a maximum of ₹2,40,000.Follow the steps given below to apply for home credit loan:

  • First of all you have to download Home Credit App from Play Store .
  • After that you have to register with the phone number on Home Credit Loan App.
  • You have to enter your mobile number and then click on ‘Send OTP’ option.
  • After clicking, the OTP that you have come. By entering it (How to get loan from Home Credit App) you have to login.
  • After that you have to fill your personal details
  • Now whatever you want to take loan from this app, enter it and submit it.
  • After that you have to upload your KYC documents: Aadhar card, PAN card etc.
  • Now your loan will be approved on Home Credit Loan App.
  • Once approved, your loan amount is transferred to your bank account.

Home Credit Loan App Interest Rate?

Friends, in any type of loan, along with the time limit, the interest rate is also very important. Because, whether your loan will be cheap or expensive depends on your interest and processing fees. Loans taken at high interest tend to be costly. Because, you have to pay more interest along with the principal. If we talk about (Home Credit App Se Loan Kaise Le), then you have to pay interest of at least 19% and maximum up to 56% per annum.

What should be the eligibility to take loan from Home Credit loan app?

  • You must be an Indian.
  • Your age should be existing Home Credit customer : 19 – 69 years.
  • New Customer in Home Credit: 19 – 68 years old.
  • Ujjwal Card EMI Solution : Must be 18 – 65 years.

Home Credit Loan App Required Documents?

To take a loan from Friends Home Credit App, you need the following documents, which are given below:

  • Must have PAN card as valid ID proof and Indian citizenship residential address proof.
  • Must have an active bank account (for amount disbursement)
  • Must be salaried, self-employed or pensioner.

How to Apply Home Credit Loan?

Follow the steps given below to apply for home credit loan:

  • First of all you have to download Home Credit App from Play Store .
  • After that you have to register with the phone number on Home Credit Loan App.
  • You have to enter your mobile number and then click on ‘Send OTP’ option.
  • After clicking, the OTP that you have come. By entering it (How to get loan from Home Credit App) you have to login.
  • After that you have to fill your personal details
  • Now whatever you want to take loan from this app, enter it and submit it.
  • After that you have to upload your KYC documents: Aadhar card, PAN card etc.
  • Now your loan will be approved on Home Credit Loan App.
  • Once approved, your loan amount is transferred to your bank account.

Friends, in this way you can apply for home credit loan very easily.

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